Laurelwick Lenders passes landscaping funding requests from Lake Havasu City, Arizona crews to funding partners. Mohave County, AZ counted 58 landscaping service employers in 2023. This page covers landscaping equipment loans, financing for tree and lawn services, a financing checklist, business and lawn care loans, what owning or buying a landscaping business costs, and buying a lawn care business.
At a glance
- Landscaping service employers, Mohave County, AZ
58, 75.9% with fewer than five employees (County Business Patterns 2023)
- Landscaping businesses without paid employees
208 (Nonemployer Statistics 2024)
- Residential building contractors
153 employers (County Business Patterns 2023)
Landscaping Equipment Loan: What Landscape Contractors Compare
County Business Patterns counted 58 landscaping service employers (NAICS 561730) in Mohave County, AZ in 2023, with 201 employees and $7.5 million in annual payroll, about $37,179 per employee (our arithmetic, County Business Patterns 2023). Crews with fewer than five employees made up 75.9% of them (44). Landscape contractors compare a landscaping equipment loan on the machine's resale value, the term set against its working life, and whether the lender wants a personal guarantee on top of the equipment.
| What the crew needs | Funding type | Records a partner reads |
|---|---|---|
| Zero-turn and stand-on mowers | Equipment financing | Dealer quote, deposits |
| Compact loader for hardscape | Equipment loan or lease | Quote, hours if used |
| Wages while commercial accounts pay | Line of credit | Account list, receivables |
| Buying a route or a company | Term loan | Contracts, seller's returns |
Equipment Financing for Landscaping: What Tree and Lawn Services Compare
Tree and lawn services buy different machines: chippers, stump grinders and aerial lifts for tree crews, mowers, aerators and spray rigs for lawn crews. Equipment financing for landscaping treats each as collateral, and the partner reads its resale market. A chipper or stump grinder from a common maker holds value; a custom spray rig may not, so it may need more down or a shorter term.
Equipment financing has a section on landscaping rigs, and how landscapers finance mowers and trailers goes further.
Financing for Landscaping: A Mohave County, AZ Checklist
- Get dealer quotes with model numbers, and hours for any used machine.
- List current maintenance and installation contracts, with their monthly value.
- Print every page of the crew account's recent bank statements.
- Have the latest business return, and the owner's return if the business is young.
- Decide whether a machine is worth owning outright or leasing for its first years.
Landscaping overlaps with the building trades on hardscape and irrigation work; the construction page covers draw schedules and retainage for that side of the work.
Landscaping Business Loans for Mowing and Irrigation Crews
Landscaping business loans for mowing and irrigation crews cover more than machines: a second crew truck, trenchers for irrigation lines, an inventory of valves, drip line and controllers, and the wages of a new crew before its accounts are signed. Equipment financing fits the trucks and trenchers; working capital or a line fits the materials and wages.
Illustration only, invented figures: two commercial mowers at $15,200 each, a $48,000 compact track loader and a $9,600 trailer total $88,000. Over 60 months at an invented annual rate of 10%, the invented payment comes to about $1,870 a month (our arithmetic).
Lawn Care Business Loans for Mohave County, AZ Tree and Lawn Services
Nonemployer Statistics counted 208 landscaping businesses without paid employees in Mohave County, AZ for 2024, with receipts averaging about $47,654 each (our arithmetic, Nonemployer Statistics 2024); that is a separate count from the 58 employers above, and the two are never added. Many tree and lawn services start as one-person operations. For those, lawn care business loans tend to be smaller and rest on the owner's credit and deposits, since the business has few assets beyond a truck and a trailer.
Administrative and support services, the Census sector that holds landscaping, counted 235 employer establishments in the county in 2023 (County Business Patterns 2023).
How Much Does It Cost to Own a Landscaping Business? A Checklist for Mowing and Irrigation Crews
- Truck and trailer payments, or the cash tied up in owning them.
- Mower and equipment payments, plus blades, belts and repairs.
- Fuel, which rises with every route added.
- Commercial auto and liability insurance.
- Wages, payroll taxes and workers' compensation once the first employee is hired.
- Licensing, yard or storage rent, and the phone and software that run the schedule.
Illustration only, invented figures: a $54,000 truck, $9,000 a year in insurance and $14,400 a year in fuel come to $77,400 in the first year before mowers or wages (our arithmetic).
How Much Does It Cost to Buy a Landscaping Business? What Mohave County, AZ Numbers Suggest
The price of a landscaping business rests on its recurring contracts, its equipment and how much of the work depends on the seller. Mohave County, AZ figures give context, not a price: 58 landscaping employers in 2023 (County Business Patterns 2023). Illustration only, invented figures: a buyer pays $165,000 for a maintenance company with $61,000 a year in seller's discretionary earnings, a multiple of 2.7 (our arithmetic). With $33,000 down and the rest over 72 months at an invented annual rate of 11%, the invented payment is about $2,512 a month.
How to Buy a Lawn Care Business: Notes for Landscapers and Lawn Crews
- Get the list of recurring accounts with monthly value and contract dates.
- Check which accounts are under written contract and which can leave at any time.
- Inspect every mower, truck and trailer, and get the maintenance records.
- Read three years of returns and the bank statements behind them.
- Agree on a transition period in which the seller introduces the buyer to key accounts.
Landscapers and lawn crews buying a route finance it with a term loan; the Lake Havasu City, AZ page has the county counts.
By Laurelwick Lenders · Updated